The saying "You have to spend money to make money" is sensible. However, we can think of a better one: "Whenever you spend money, you can make money."

There are several methods to get a portion of your money back when you purchase, from conventional choices to apps you may not have heard of. Six of the finest ways to get cash back without spending any additional money have been compiled by GOBanking Rates.

Earn Cash Back With Upside

The smartphone app from Upside collaborates with grocery stores, eateries, and gas stations to provide cash back on purchases made at participating establishments. You get a portion of the money spent or a specific number of pennies per gallon back after accepting an offer and making the purchase. You can withdraw money right now from a gift card, PayPal, or your bank account. The average annual income of Upside's regular customers is $340, making it the most lucrative way to earn money from the things you already buy.

It's hard to lose with Upside if you don't start purchasing items you wouldn't ordinarily just to get more cashback. You will be compensated for purchasing your daily necessities if you remember to claim your offers.

Use a Cash-Back Credit Card

Even though anybody can download and use Upside, finding a solid cash-back card might be challenging. You might not be aware of the available cash-back card alternatives, or perhaps you're having trouble improving your credit score so you can apply for the card you want.

Aim for a credit card that offers limitless cash back on all transactions, or at the very least one that allows you to earn in the areas where you spend the most money. That way, you earn cash back on all of the money you spend with your card, regardless of which businesses participate.

With a browser extension, you can get paid for online purchases.

Although Upside gives the most cash-back rewards in physical retailers, you presumably also make a lot of online purchases. You may increase your arsenal of money-saving tools by including a cash-back browser extension to earn on your online purchases. When you shop at particular websites, you can activate cash-back incentives if you have an extension installed. Earn points and redeem them for cash back, PayPal shopping credits, or gift cards.

Join a Loyalty Rewards Program

You may join loyalty programs at many stores to receive benefits like member discounts, free shipping, or points that can be exchanged for store credit. You could look into the stores' loyalty programs if your purchasing patterns keep you returning to the same ones. But don't sign up for them in excess. Examine your present spending at a particular establishment, the portion you would save by becoming a member, and whether the annual savings would outweigh the cost of joining the loyalty program.

Never trust loyalty rewards that appear to be a good offer. The value of any program for you personally will depend on your past purchasing patterns.

Fill Out Those Receipt Surveys

Take some time the next time you pull out a tattered receipt from a recent purchase to look for survey chances. In exchange for taking a brief survey, many fast-food joints will give you free fries the next time, and other retailers will give you 10% off your next purchase (but keep in mind that most coupons have an expiration date). If it's a store you'll visit again soon, it's worthwhile to set aside some time to receive a discount the following time.

Earn Money by Taking Pictures of Your Receipts

Businesses want to know what consumers buy. Your receipts can now be sold because they contain data about your purchases and spending. Apps that allow you to earn points for each receipt you post can take advantage of this. By completing bonus surveys, you can earn more points that you can exchange for money or gift cards.

Choose What Works for You

While none of these techniques will make you wealthy, they all provide you the chance to earn extra money without having to spend much time or money on it. Establish your cash-back prospects, choose which ones are useful for you, and mix and match options from this list based on how you shop. You'll be grateful to us when you cash out in a few months.