Although we often use payday loans to obtain cash quickly, although this method is helpful in most cases, you may also want to use other methods to obtain quick cash, so here are several ways to introduce you, and I hope you can find your own way.
Pawnshop
It is a very novel loan method. You can check with the pawnshop where you are located or other nearby places. Generally, the loan term of the pawnshop will not exceed one month because it only provides short-term loans to customers. In most cases, the interest charged by the pawnshop is the same as the interest you need to pay on a loan on a new day. However, the pawnshop is different from the loan on payday. Pawnshop loans often require you to pledge something or sell something in the pawnshop to get the cash you need.
Cash advance by cheque
This method requires you to discuss it with the employer. When you need to keep a good relationship with the employer, you can use the technique because it requires you to advance your salary, but not every employer can trust you and pay your compensation in advance. The advantage of the process is that, in most cases, you do not need to pay other interest or handling fees because the employer will only think that it is a favor to you. Or you can have a good talk with your employer and show that you may need to continue working hard to create more wealth value for your employer. It also indicates that you will remember this help and return it to your employer in other forms in the future so that he will be more willing to help you. Because you will continue to work for him, he is not glad to have a very stiff relationship with you.
Credit Card
Another way to get cash quickly is to use a credit card. Because most credit cards can prepay cash and give you a certain amount of cash to pay off in advance, you need to visit an ATM or a bank to apply for a credit card. Usually, your credit card will set a pin number, which is used to get the cash usage you need. That is, you put your credit card on the ATM, enter your password, and then you can take out your card. But the only disadvantage of this method is that the company will charge a specific interest rate, and the cash advance interest rate will be higher. Therefore, when you are used to paying in this way, you will pay more interest invisibly, which increases the total consumption compared with your use of cash. Compared with general purchases, cash advance payment also has its own limit, so if you may have a credit limit of $500, you may only have a cash advance limit of $50 on your card.